How to Apply for Choice Privileges Select Mastercard Credit Card

The Choice Privileges Select Mastercard offers enticing perks like earning reward points on every purchase, no foreign transaction fees, exclusive hotel access, an introductory APR for balance transfers, and potential complimentary hotel stays, making it perfect for travelers and savvy spenders seeking value and flexibility.

Por: Linda Carter em 7 de October de 2025

If you’re looking to enhance your travel experiences and enjoy exclusive rewards, the Choice Privileges Select Mastercard Credit Card might be just what you need. This credit card offers a range of benefits designed to make your journeys more rewarding, including the ability to earn Choice Privileges points quickly and efficiently. Imagine earning bonus points on every eligible purchase, which can be redeemed for free nights, gift cards, or even airline miles.

One of the standout features of this card is its ability to provide special discounts and offers at participating Choice Hotels, perfect for frequent travelers. Whether you’re planning a family vacation or a business trip, having this card in your wallet can lead to significant savings and enhanced experiences. Dive into a world of benefits and learn how to apply for this card to start your rewarding journey today.

Benefits of the Choice Privileges Select Mastercard Credit Card

1. Earn Reward Points with Every Purchase

The Choice Privileges Select Mastercard Credit Card allows you to earn reward points every time you make a purchase. For each dollar spent, you’ll accumulate points that can be redeemed for hotel stays, gift cards, and more. This is an excellent way to get more value out of your everyday spending. To maximize this benefit, try to use the card for all your regular expenses, ensuring that each transaction contributes to your reward balance.

2. No Foreign Transaction Fees

Travelers will appreciate that this card comes with no foreign transaction fees. Whether you’re dining in Rome or shopping in Tokyo, you don’t have to worry about extra charges on international purchases. To take full advantage of this benefit, make sure to use your card whenever you’re abroad to save on those pesky fees that other cards might charge.

3. Exclusive Access to Choice Hotels

With the Choice Privileges Select Mastercard, you’ll gain exclusive access to special rates and increased availability at Choice Hotels across the globe. This can make planning your next vacation both cheaper and more flexible. As a tip, always check for member-only deals and book your stays through the Choice Hotels website to ensure the best rates and availability.

4. Introductory APR on Balance Transfers

For those looking to consolidate their debt, this card offers an introductory APR on balance transfers. This means you can potentially save money on interest by transferring higher-interest debt to this card. To make the most of this offer, consider transferring balances from other cards soon after opening your account to maximize your savings over the introductory period.

5. Complimentary Night Stays

Depending on your spending habits and the promotional offers available, you may earn complimentary night stays at select Choice Hotels. This benefit is a fantastic way to reward yourself with a free getaway after using your card for purchases. Regularly check your card’s offers and promotions to take advantage of these free night opportunities.

GET YOUR CHOICE PRIVILEGES SELECT MASTERCARD CREDIT CARD THROUGH THE WEBSITE

Category	Description
Reward Points	Earn 5 points for every dollar spent on eligible lodging purchases.
Free Night Awards	Receive one free night after qualifying purchases, enhancing your travel experience.

The Choice Privileges Select Mastercard Credit Card opens a world of benefits designed to reward you as you travel. With this card, you accrue reward points that can lead to exciting adventures. For instance, earning 5 points for every dollar spent on eligible lodging not only adds value but also encourages you to maximize your travel plans.Additionally, the card offers the advantage of a free night award after meeting qualification requirements, allowing for more spontaneous travel opportunities. The potential for accessible rewards and savings makes the Choice Privileges Select Mastercard a strategic choice for frequent travelers.

Requirements for the Choice Privileges Select Mastercard Credit Card

First and foremost, applicants should have a minimum credit score of 670 or higher to increase their chances of approval. This aligns with a “good” credit standing, portraying you as a reliable borrower.
A consistent income source is essential. While specific income requirements may vary, having a stable job or a steady flow of funds reassures the issuer of your capability to manage credit responsibly.
Annual income documentation is necessary. You might need to provide proof of income, which could include pay stubs, W-2 forms, or tax returns, to verify your financial stability.
You must be a United States resident with a valid social security number or individual taxpayer identification number, ensuring compliance with federal laws regarding credit issuance.
Being at least 18 years old is also a standard requirement. This age threshold ensures applicants can legally enter into credit agreements.

How to Apply for the Choice Privileges Select Mastercard Credit Card

Step 1: Visit the Official Website

To begin your application process for the Choice Privileges Select Mastercard Credit Card, head over to the official website. It’s important to use a secure and updated browser for your online security. Look for the credit card section, where you’ll find detailed information about the card’s benefits and terms. Make sure to read through this information to ensure the card meets your needs.

Step 2: Check Your Eligibility

Before proceeding with the application, confirm that you meet the eligibility criteria. Generally, you’ll need to be a resident of the United States and at least 18 years of age. Additionally, having a good credit score will increase your chances of approval. If you’re unsure about your credit score, consider checking it through a free credit report service.

Step 3: Fill Out the Application Form

Locate the application form for the Choice Privileges Select Mastercard Credit Card on the website and begin filling it out. You’ll need to provide personal information such as your full name, address, social security number, and employment details. Take your time to double-check your information for accuracy, as mistakes can delay the application process.

Step 4: Submit Your Application

After reviewing your application form for any errors, go ahead and submit it. Once submitted, the bank will conduct a credit check to assess your financial history and credibility. This step may take a few minutes, so be prepared to wait for the system to process your application.

Step 5: Wait for Approval

Once you’ve submitted your application, it’s time to wait for the approval decision. Typically, you will be notified via email or phone about the status of your application. If approved, you will receive your Choice Privileges Select Mastercard Credit Card by mail within a few working days.

Frequently Asked Questions About Choice Privileges Select Mastercard Credit Card

What are the key benefits of the Choice Privileges Select Mastercard Credit Card?

The Choice Privileges Select Mastercard offers several benefits, including earning Choice Privileges points on every purchase, no foreign transaction fees, and access to special travel benefits. This makes it an excellent option for those who frequently stay at Choice Hotels. For every dollar spent on eligible purchases at Choice Hotels, cardholders receive a substantial number of points, enhancing their travel rewards experience significantly.

Are there any fees associated with this credit card?

Yes, there is an annual fee for the Choice Privileges Select Mastercard Credit Card. However, the benefits, such as the potential for earning rewards points and travel-related perks, can offset this fee for users who leverage the card effectively. Be sure to review the card’s terms and conditions for a detailed understanding of all fees.

How can I maximize the rewards points I earn with this card?

To maximize your rewards points, use the Choice Privileges Select Mastercard for all eligible purchases, especially when booking stays at Choice Hotels. Additionally, take advantage of promotional offers that provide extra points for specific expenditures or during certain periods, and consider using the card for everyday purchases to accumulate points more quickly.

Is it possible to transfer balance to the Choice Privileges Select Mastercard?

Yes, balance transfers are possible with this credit card. However, it is important to note that balance transfer fees may apply. Evaluate these fees alongside any introductory offers on interest rates that might be available to determine if transferring a balance will be financially beneficial for your situation.